Buy now and pay later withPay in 3

Buy now and pay later withPay in 3

Choose Pay in 3 at checkout where PayPal is available, and enjoy the power to split your purchase into three interest-free payments, with no fees or charges.* It’s a great way to help you stay in control of your budget.

Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

Shop your way with Pay in 3

It’s an interest free loan.
It’s an interest free loan.

With Pay in 3, there’s no interest and no fees.*

Get a decision in seconds.
Get a decision in seconds.

You won’t have to wait to see if you’re approved.

It’s backed by PayPal.
It’s backed by PayPal.

Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**.

Still have questions? Check out the FAQs to learn more

See The FAQ

For full product terms, check our T&Cs page.

* Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.
Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more details.
** Available on eligible purchases only. 180 day time limit and other terms apply.